* Rates and terms are accurate as of September 28, 2026 and are subject to change.

* Advertised APR includes 0.25% loan rate discount with Reward Yourself Checking.

* The Annual Percentage Rates are our best rates available on new/used vehicle purchases and on refinanced loans from other financial institutions. Your rate may be higher based on credit history, eligibility and underwriting criteria.

* Not available with other discounts or promotions.

* Reward Yourself Checking* 1. Receive your monthly eStatement at a valid email address. 2. Have one Direct Deposit into your account each calendar month.** 3. Make nine (9) purchases with your Debit card or Credit card each calendar month.*** ATM transactions do not qualify. If all requirements are not completed and/or posted in any given calendar month, rewards will not earn bonus points, the loan discount will not be applied, and a $5 service charge will be assessed to the checking account. *Membership eligibility required. Available for personal accounts only; Qualifying accounts will earn credit rewards points at a rate of 1.25 point per $1 spent, debit reward points 1 point for every $2 spent (only on Signature transactions), and qualify for a 0.25% rate discount on close end consumer loans. **Direct deposit must post to applicable account each month within the calendar month to be eligible. You have up to 60 days to receive your first direct deposit. ***ATM transactions do not count towards qualifying debit/credit card transactions. Only debit card transactions processed by merchants and received as Point of Sale (POS) or signature transactions count towards qualifying debit card transactions. Credit card transactions processed by merchants count towards qualifying transactions. Cash Advance, balance transfers, refund transactions do not qualify.